Rick Woonton

Branch Manager



Branch Address

31485 Groesbeck Highway Suite C-1, Fraser, MI 48026


Cell: 586-481-2488

Gray Dot Circle


Out of 5 Stars Based on 118 Reviews

Find Out Why Borrowers love working with Rick

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Since 1982, Rick Woonton has been helping Michigan families reach their homeownership goals. A “people person” with a warm and friendly style, he takes the time to get to know his clients. This has earned him hundreds of positive reviews and repeat business.

When he started his career, he mostly worked with FHA and USDA (RD) loans and lower-income borrowers. Decades later, he still helps his clients repair their credit and meet their credit goals. Today, although he does all loan types, he especially likes to work with self-employed borrowers.

Self-employed borrowers can qualify for the same loans that traditionally employed borrowers can but proving creditworthiness may involve a little more work. As an entrepreneur himself, (Rick just went into production of a hunting decoy that is now selling on Amazon!) he understands this type of borrower and offers guidance and education on how their taxes and returns affect the ability to get a mortgage.

Although he has clients all over the state, the bulk of Rick’s business is in Macomb and Oakland counties.  As a current Local Business Network (LBN) member, and past member of Warren Business group, Rick likes to stay engaged in the community he resides in.  A passion for real estate and environmental clean ups, he is involved in various development projects and commercial real estate ventures.

By staying up to date on the ever-changing guidelines in mortgage lending and building solid relationships with realtors and clients, Rick is a wealth of knowledge and a great resource for anyone looking to buy, refinance, renovate or build a home. Rick believes there is nothing more satisfying then being able to help a client get into a home, and then years later, help their grown children do the same!

If you are just starting your homeownership journey, or a seasoned buyer looking to expand your real estate portfolio, contact Rick Woonton to help you make it happen!

Gray Dot Circle

Since 1982, Rick Woonton has been helping Michigan families reach their homeownership goals.

There are a lot of people out there who advertise that they “specialize in first time home buying” but few are actually as thoughtful and thorough as Rick.  He always had time to answer questions, explain processes, and make sure I was comfortable with everything that was happening.  He was friendly, communicative, and timely.  Aside from my new home, he was the best part of the process!  Highly recommend!

Allison B

Novi, MI

My particular loan took a lot of work because I’m self-employed with many rental properties. I tried to get refinanced by 2 other Banks before I was referred to Rick and they both pushed me away because they didn’t want to do the work. Rick got everything done quickly and and kept me updated  through the process, I didn’t have to do any thing besides get him my tax returns and a couple phone numbers. It was a very good experience

Ricardo V

Saint Clair Shores, MI

Rick was great to work with and helped us find the best rates!

Nicole, C

Clarkston, MI

Awesome experience with our best interest in mind. (yes, pun meant)

Amy K

Rochester Hills, MI

I was referred to Rick by a friend.  He was every bit as knowledgeable and helpful as I expected from a referral.   Rick kept me updated with all parts of the process and answered all my questions quickly either through email or phone.  Rick was a pleasure to work with and I would highly recommend his service to others.

Crystal L

Waterford, MI

Absolutely a great guy, always answers the phone or calls you back when you have a question. Rick has helped me multiple times and my family members. I would highly recommend him, he’s very polite.

Ali M

Clinton Township, MI

Rick was pleasant and extremely helpful beginning with the initial call to inquire about a mortgage.  We had a few unusual circumstances, Rick worked with us to clear them up quickly.    Next obstacle was when the executive order came to shut everything down.  Nervous with everything that was happening around us, Rick was calm, reassuring and above all honest.  He didn’t offer platitudes, he kept us updated throughout.  Highly recommend!!

Kenneth S

Roscommon, MI

Rick was extremely helpful in taking care of my mortgage needs, i was so thankful that he took the extra effort to make it flow smoothly.

Jesse B

Southfield, MI

Everything was explained to where I would understand and made the whole process easy and pain free especially for a first time home buyer!

Daniel T

Saint Clair Shores, MI

Your professionalism and accountability to ensure that I close without any issues  were awesome.

Juanita M

Dearborn Heights, MI

Professionalism was outstanding! Knowledge was expert level. Responsiveness was immediate. Couldn’t be more pleased!

Pamela L

Grosse Pointe, MI

Arrows Right

Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.