Randy Raymo

Loan Officer



Branch Address

911 Military Street, Port Huron, MI 48060


Office: (810) 602-9306

Gray Dot Circle


out of 5 Stars Based on 305 Reviews

Find Out Why Borrowers love working with Randy

view all reviews

Hello, my name is Randy Raymo, I am a Mortgage Loan Originator who is ready to help you with all of your mortgage financing needs. I hope to build a legacy that is grounded in a genuine desire to build long lasting relationships based on trust, integrity and family. I have the privilege of helping people with one of the biggest financial decisions they will ever make, and I do not take that lightly. My goal is to provide a level of customer service that is unparalleled and an overall experience that is remembered for years to come.

I am located here in Port Huron Michigan at MiMutual Mortgage, a locally owned and operated direct lender for over 25 years. We offer a great selection of mortgage programs including conventional fixed rate mortgages, adjustable rate loans, and nonconforming jumbo loans, as well as refinancing for existing mortgages. Plus we have low and no money down options such as FHA loans, VA mortgages, and USDA rural housing loans, and recently became an affiliate lender with Homes for Heroes, which allows us to give back to our local heroes when buying or refinancing a home.  No matter what type of home loan you’re searching for we likely have a product to meet your needs.

Many Realtors would like to see a Pre-Qualification Letter before they even show you a home and it gives you as a client more purchasing power.

If you are ready to start you pre-qualification application, you can start right now by clicking the “apply now” button!


Gray Dot Circle

My goal is to provide a level of customer service that is unparalleled and an overall experience that is remembered for years to come.

Randy was always a step ahead and made the buying process so easy!  We were clear to close in record time – definitely the best in the industry!!!!

Ryan B

Saint Clair, MI

Randy was helpful in explaining the process to us as first time home buyers.  He worked great with our realtor and made closing a breeze!

Patrina Q

Port Huron, MI

Communication was great and process was easy!

Mario L

Fort Mc Coy, FL

Randy was awesome through the entire process. As a Realtor I am very critical with the lenders I choose to work with!! I chose Randy as my personal lender because he does an awesome job keeping you updated through the entire process, thinks outside the box when issues pop up, and always has a positive attitude. MiMutual offered the best rates and fees…and believe me I shopped around.

Gregory S

Fort Gratiot, MI

Randy Raymo made it GREAT! If it wasn’t for him then we would not have been able to get our forever home. He bent over backwards for us and did everything and anything that needed to be done. Our loan process was more challenging then others but he never gave up and was always there when we needed him. MI Mutual is very lucky to have such a great guy working for them. Randy, we wish you nothing but the best because you have us the best!

Aaron M

China, MI

Randy and the entire team are hands down the most professional team we have every worked with. Can’t speak highly enough about them.

Laura M

Beaufort, SC

From the first phone call to Randy he gave my wife and I more information in 30 minutes than another lender we were trying to work with for 2 months. And we closed approx 28 days later!  He knows this business well and it shows…5 stars!!

Rolando P

Miami, FL

I am not an easy one to please, but Randy did an excellent job! I had made offers on several homes, with each and every one, Randy helped me find the best loan for the job. When I finally did get my house, I was very pleased with the type of mortgage and rate I obtained.

Michael I

Marine City, MI

Smooth, seamless, and speedy transaction! Painless when it came to completing all initial documentation and easy closing.

Chad H

Oviedo, FL

Randy was on top of everything, and gave me clear instructions through every step of the process.  This was the best mortgage experience I’ve ever had.  Thanks Randy!

John A

Howell, MI

Randy was professional, personable and always available to answer questions. His answers were accurate and timely. His requests for additional information were clear and he was always willing to get on the phone and discuss, if i had questions. As someone who is not incredibly familiar with this very important process, it’s reassuring to have someone like Randy to see us through it. GREAT JOB! Thank you.

Daniel A

Miami, FL

Super fast service, great rates, and very easy to work with. Everything went smoothly and quickly.

Ryan O

Austin, TX

Arrows Right

Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.

Awards Pattern


MiMutual Mortgage President's Club

2017, 2018, 2019, 2020, and 2021

Honored to be listed as a MiMutual Mortgage President’s Club member for five consecutive years. Thank you to my loyal customers and referral partners.