Jeremy Baca

Loan Officer



Branch Address

7770 Jefferson St NE Ste 108, Albuquerque, NM 87109


Cell: (505) 715-9988

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Out of 5 Stars Based on 11 Reviews

Find Out Why Borrowers love working with Jeremy

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Meet Jeremy Baca, a seasoned professional with over five years of experience in the mortgage industry. Jeremy’s journey to becoming a licensed Loan Officer started after he had a bad mortgage experience when buying his own home. Like most first-time homebuyers, Jeremy had many questions and was not familiar with the loan process. Unfortunately, his loan officer was mostly unavailable, not responsive and didn’t establish clear communication on what to expect.

During his mortgage process, Jeremy had various people asking for his personal financial information without being told who they were or why they needed what they were asking for. His closing date kept getting pushed back, and on the day of closing, funding wasn’t ready – leaving him with a trailer full of his belongings and no new home to put them in! In that moment, Jeremy decided he didn’t want other first-home buyers to go through what he did…so he started his new career path in home lending and got licensed in 2018.

Since then, he has helped hundreds of borrowers achieve the dream of homeownership. He is the main point of contact for his clients and ensures they get the attention, care, and top-notch service he did not get during his personal homebuying experience. Jeremy’s approach with his clients is that of an educator, guiding his clients through the mortgage process with patience and expertise. He believes in empowering his clients with knowledge, ensuring they understand every step involved in their home financing journey.

Although he is licensed in New Mexico, Texas, Georgia, and Florida, most of Jeremy’s clients are in the community he loves and resides – the greater Albuquerque area. Jeremy is experienced with Conventional, FHA, USDA RD, VA home loans and first-time homebuyer programs, like the NM Mortgage Finance Authority (MFA) down payment assistance program and the Chenoa DPA.

Recently, Jeremy has expanded to non-QM loan programs allowing him to help borrowers with financial profiles that don’t meet the typical mortgage loan requirements. These include the Bank Statement Loan Program to offer financing for self-employed borrowers, the DSCR loan program for real estate investors looking to expand their portfolio, Jumbo Loans for borrowers needing mortgage loans up to $4 million and the ITIN loan program to help his borrowers that have an Individual Taxpayer Identification Number instead of a Social Security Number.

Beyond his professional life, he finds joy and camaraderie on the soccer field, where he plays year-round and in tournaments on the Albuquerque Adult Soccer League. He also enjoys watching sports and traveling.

With every mortgage transaction, Jeremy Baca exemplifies dedication and reliability. Whether he is guiding a first-time homebuyer, assisting a veteran with a VA loan, or helping a borrower with an atypical financial profile, his commitment to providing exceptional service makes him a trusted partner for all your home financing needs.

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I am here to serve you and to tailor a loan that meets your needs.

My wife and I are first time home buyers and Jeremy made the entire process seem like a breeze. We were ALWAYS in the know where we were in the process. He was absolutely on point with communication. Jeremy went way above and beyond for us every step of the way. There are not enough words in any language to describe how blown away we were working with him. Jeremy truly is a Titan in this industry.

Damian M.

Portales, NM

First time purchasing a home and Jeremy made the process easy. Jeremy answered questions anytime of the day that I had, this made the process go smooth. Was a Little unsure of purchasing a house at this time but Jeremy and his team helped us through the process and to get the best rate possible. Would recommend Jeremy to anyone that was looking to purchase a home in the future.

Cara G.

Los Lunas, NM

Jeremy was so wonderful throughout the whole buying process. I’m a first time buyer, so I probably had a zillion questions, and Jeremy was always so helpful. He would get back to me at all hours of the day, and would walk me through anything I had questions about. I would most definitely recommend him.

Victoria B.

Quemado, NM

Jeremy was amazing to work with, he made the loan application and entire process easy and simple to understand. Especially being first time home buyer! He kept us informed and updated through the entire process until the very end and even after! Very polite and respectful and the best around to work with! He worked hard to push and get us in our home as quickly as possible!

Jess P.

Los Lunas, NM

I am a first time home buyer so the process was unfamiliar and at times overwhelming. Jeremy walked me through the process and kept me informed throughout the entire process. He let me know what to expect at every stage and made sure I understood everything before moving forward. He responded to every message and went out of his way to work with my crazy work hours to make sure the loan was processed in time. If it wasn’t for all of his hard work I would not have my dream home. I am beyond grateful for his hard work.

Lisa W.

Edgewood, NM

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Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.