Jeffrey Pinheiro

Loan Officer



Branch Address

5402 W Laurel St, Suite 211, Tampa, FL 33607


Cell: (727) 492-3072

Office: (800) 628-7596

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Out of 5 Stars Based on 240 Reviews

Find Out Why Borrowers love working with Jeffrey

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Jeff has been in the mortgage lending business since 2006. He has survived the ups and down of the industry by being 100% focused on the needs of his clients and business partners. He has made a name for himself as the guy who gets things done. He truly believes that financing your home does not need to be difficult or stressful and the reviews from his “raving fan” clients attest to this. With stellar service that starts at initial consult and continues years past closing, Jeff wants to be your “lender for life”.

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Financing your home does not need to be difficult or stressful!

While others couldn’t do the job Jeffrey handled it with no problems,  I am in my new home .

Herbert L

Okeechobee, FL

Jeff was exactly what I needed to manage the chaos of buying a new house. He knew all the steps and the timing, kept me on target, Had a great loan product, and a great team and other providers to work with.  Jeff was available via phone, text and email which is helpful in this busy world. He made me feel like he was on my team and he would make sure nothing prevented me from getting the house I wanted. Thank you Jeff and team!

Michele D

Saint Petersburg, FL

Jeff and his team make it a breeze for buyers obtaining a loan. Before home, I had never worked with a loan team that always closed on time and that got the CD out weeks in advance. They make my clients’ lives and my life easier, as their agent.

Ingrid Poole


We had some very difficult situations to overcome and Jeff solved them all. Very important to we, he always returns phone calls and emails in a timely manner. And we closed a day before schedule. Thanks, Jeff!

Thomas K

Tampa, FL

My wife and I have been trying to purchase a home. We were told on many occasions we could not purchase. Jeff was patient and made what others said could not happen, happen. Thanks Jeff!!!!

Angel R

Land O Lakes, FL

Honestly, we wouldn’t have crossed the finish line without Jeff and Kristen. We were busy and stressed. If not for their clear, constant, and patient direction we would have fumbled this thing.

Jared O

Tampa, FL

I have heard that home buying is challenging but Jeff made the process simple and easy!

Suzanne B

Bushnell, FL

Jeff is professional, effective, and efficient, while adopting a personable and trustworthy approach throughout the entire process. Jeff updated me about every upcoming step, any changes, and was happy to explain concepts I did not understand (multiple times). He was very patient and kind.

Sarita G

Clearwater, FL

Jeff is just an awesome person to work with all around. Jeff and his team made both my initial mortgage and my subsequent refi easy and painless. Thank you, Jeff!

Dion P

North Lauderdale, FL

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Mortgage Programs Explained

There is no one-size-fits-all when it comes to mortgage lending. MiMutual has numerous loan options to fit every budget and situation. At MiMutual Mortgage, you can expect a one-on-one consultation to determine the right loan program for your unique situation.

Awards Pattern


MiMutual Mortgage President's Club

2020 and 2021